Hurricane Preparation Checklist for Homeowners

Start of season (June 1)

• Inspect the roof, especially flashing, ridge cap, and any cracked tiles or curling shingles.
• Clean gutters and downspouts; extend downspouts 4 feet from foundation.
• Trim trees: no limbs within 8 feet of the roof or service drop.
• Service the generator: oil, plug, transfer switch test, fresh fuel stabilizer.
• Test the sump pump and battery backup.
• Verify your insurance: wind/hurricane deductible, flood policy (NFIP takes 30 days to activate), roof age clause.
• Photograph every room and every wall for claims documentation.

72 hours before landfall

• Refuel cars and the generator can collection (5–10 gallons).
• Withdraw $300–$500 cash.
• Refill prescriptions for two weeks.
• Move patio furniture, planters, grills inside.
• Lower pool water 12 inches; turn off pool pump breaker.
• Install storm shutters or pre-cut plywood (5/8" minimum, anchors every 18").
• Charge phones, battery banks, laptops. Buy ice.

24 hours before

• Bag-up valuables; move to highest interior room.
• Turn refrigerator to coldest; fill empty space with water bottles.
• Fill bathtubs with water for flushing toilets.
• Turn off propane tank.
• Park cars away from trees and on the highest ground available.

After the storm

• Don't drive on flooded roads.
• Photograph all damage before you touch it — insurance.
• Beware of post-storm contractor scams: door-to-door solicitation, cash-only, no license number. Use QOTA to get verified pros.